[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.peachpit.cz\/americka-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.peachpit.cz\/americka-hypoteka\/","headline":"Americk\u00e1 hypot\u00e9ka","name":"Americk\u00e1 hypot\u00e9ka","description":"\u00dav\u011br v podob\u011b nebankovn\u00ed hypot\u00e9ky m\u016f\u017ee m\u00edt spoustu dov\u011btk\u016f. Nyn\u00ed si p\u0159edstav\u00edme americkou nebankovn\u00ed hypot\u00e9ku bez registr\u016f a bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f.Jist\u011b v\u00e1s pot\u011b\u0161\u00ed, \u017ee nemus\u00edte dokl\u00e1dat p\u0159\u00edjmy a nemus\u00edte se starat o registry, proto\u017ee, jak z n\u00e1zvu napov\u00edd\u00e1, sjedn\u00e1v\u00e1 se tento \u00fav\u011br bez t\u011bchto veli\u010din, tak\u017ee na poskytnut\u00ed \u00fav\u011bru nemaj\u00ed \u017e\u00e1dn\u00fd vliv. To v\u0161echno je […]","datePublished":"2018-12-21","dateModified":"2018-12-21","author":{"@type":"Person","@id":"https:\/\/www.peachpit.cz\/author\/#Person","name":"","url":"https:\/\/www.peachpit.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"peachpit.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.peachpit.cz\/wp-content\/uploads\/img_a333920_w1717_t1547537425.jpg","url":"https:\/\/www.peachpit.cz\/wp-content\/uploads\/img_a333920_w1717_t1547537425.jpg","height":0,"width":0},"url":"https:\/\/www.peachpit.cz\/americka-hypoteka\/","wordCount":437,"articleBody":"   \u00dav\u011br v podob\u011b nebankovn\u00ed hypot\u00e9ky m\u016f\u017ee m\u00edt spoustu dov\u011btk\u016f. Nyn\u00ed si p\u0159edstav\u00edme americkou nebankovn\u00ed hypot\u00e9ku bez registr\u016f a bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f.Jist\u011b v\u00e1s pot\u011b\u0161\u00ed, \u017ee nemus\u00edte dokl\u00e1dat p\u0159\u00edjmy a nemus\u00edte se starat o registry, proto\u017ee, jak z n\u00e1zvu napov\u00edd\u00e1, sjedn\u00e1v\u00e1 se tento \u00fav\u011br bez t\u011bchto veli\u010din, tak\u017ee na poskytnut\u00ed \u00fav\u011bru nemaj\u00ed \u017e\u00e1dn\u00fd vliv. To v\u0161echno je pravda, jen si mus\u00edme \u0159\u00edct, \u017ee se jedn\u00e1 o podnikatelsk\u00fd \u00fav\u011br. Pod t\u00edmto n\u00e1zvem se tedy skr\u00fdv\u00e1 \u00fav\u011br, kter\u00fd si mohou sjednat pouze podnikatel\u00e9 a firmy. Pen\u00edze se pou\u017e\u00edvaj\u00ed na financov\u00e1n\u00ed pot\u0159ebn\u00fdch v\u011bc\u00ed ve firm\u011b. S financemi z\u00edskan\u00fdmi z tohoto \u00fav\u011bru m\u016f\u017eete splatit dluhy, nedoplatky OSSZ, VZP, faktury, nakoupit majetek, zaplatit b\u011b\u017en\u00e9 provozn\u00ed v\u00fddaje, poji\u0161t\u011bn\u00ed a dan\u011b, nekoupit stroje a za\u0159\u00edzen\u00ed, financovat cokoliv, co zrovna ve firm\u011b pot\u0159ebujete. Jedn\u00e1 se o bez\u00fa\u010delnou p\u016fj\u010dku, tak\u017ee s pen\u011bzi opravdu m\u016f\u017eete nalo\u017eit dle libosti, nikdo se v\u00e1s nebude pt\u00e1t, jak pen\u00edze pou\u017eijete, d\u016fle\u017eit\u00e9 je, \u017ee je pou\u017eijete ve firm\u011b nebo v podnik\u00e1n\u00ed. Jak\u00fdm zp\u016fsobem s nimi nalo\u017e\u00edte, na to se u\u017e nikdo pt\u00e1t nebude. Nemus\u00edte dokl\u00e1dat ani faktury. M\u00e1te n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed?  V\u00edte, \u017ee to b\u00fdv\u00e1 v bank\u00e1ch probl\u00e9m? U\u017e se ob\u00e1vat nemus\u00edte. Ani n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nen\u00ed p\u0159ek\u00e1\u017ekou k z\u00edsk\u00e1n\u00ed tohoto \u00fav\u011bru. D\u00e1v\u00e1me \u0161anci v\u0161em podnikatel\u016fm, jak velk\u00fdm, tak i mal\u00fdm. \u00dav\u011br si mohou sjednat velk\u00e9 a obrovsk\u00e9 firmy, ale tak\u00e9 soukrom\u00ed podnikatel\u00e9, kte\u0159\u00ed maj\u00ed zalo\u017eenou \u017eivnost. Nezkoum\u00e1me registry Nespornou v\u00fdhodou je tak\u00e9 fakt, \u017ee se nezkoumaj\u00ed registry. Ve\u0161ker\u00e9 dostupn\u00e9 z\u00e1znam, kter\u00e9 se b\u011b\u017en\u011b najdou v registrech jako je BRKI, NRKI, SOLUS nebo dal\u0161\u00edch, nebereme v potaz, tak\u017ee \u00fav\u011br m\u016f\u017eete z\u00edskat i p\u0159esto, \u017ee z\u00e1znam m\u00e1te. Pevn\u00e1 \u00farokov\u00e1 sazba ji\u017e od 6,9% p.a. Doba splatnosti a\u017e na 30 let. Exkluzivn\u00ed podm\u00ednky pro \u017eadatele, kte\u0159\u00ed nemaj\u00ed z\u00e1znam nebo maj\u00ed pouze n\u011bjakou drobnost. Takov\u00fdto podnikatel m\u016f\u017ee z\u00edskat dokonce \u00farokovou sazbu ji\u017e od 3% p.a. Pen\u00edze do 24 hodin od podpisu smlouvy. Finance lze vyu\u017e\u00edt tak\u00e9 jako kontokorent \u2013 plat\u00edte pouze za dobu, po kterou pen\u00edze vyu\u017e\u00edv\u00e1te.                                                                                                                                                                                                                                                                                                                                                                                                  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